Peer to Peer Investing – Facts and Figures
When I first began my career in peer to peer investing I longed to answer the question “what is a good note mix?” This led me to delve into the years of statistical data compiled (and available to everyone) on LendingClub, fill out a few spreadsheets, and create the following results.
The savvy investor can use the following results to help determine the optimal risk and reward of their peer to peer investing portfolio. The results highlight the likelihood of a charge-off, returns, adjusted returns, and things of that nature. Coupling these