Category Archives: Basics

Basic information on all forms of investing.

The Basics of Peer-to-Peer Investing

Posted on by Anthony M.

Investing in Social Lending

p2p-investing-sitesPeer-to-Peer investing (commonly P2P) is the practice of investing money in notes of loans for borrowers who are requesting a loan without going through a traditional financial intermediary and who are unknown to the investor. This type of investing typically takes place online through online platforms, among which Lending Club and Prosper are the industry leaders. Personally, I have only had experience using Lending Club and I love the platform. However, this article is not intended to review either platform so here are some reviews that may help you determine which platform best suits your needs,

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Diversified Portfolios for Beginners

Posted on by Anthony M.

Diversified Portfolios

diversified portfolios When I first started investing asset allocation was one of my biggest dilemmas. Having no formal training or education in investing, I was completely lost when attempting to figure out a good asset mix. It wasn’t until I found this book on diversified portfolios that I finally received the answer I had been looking for.

In case you didn’t follow link, the book is The Intelligent Asset Allocator by William Bernstein. This book contains invaluable information on good asset allocations and how a good mix across classes of stocks and bonds, both foreign and domestic, can effect your portfolio. As I’ve matured as an investor, I have become less of an ‘Asset Allocator’ and tend to focus on a small selection of valuable equities rather than “buying the market”, as they say.

Nonetheless, diversification is key to many trading strategies thus we believe this information belongs on this site as it is aimed to educate rather than force our investment beliefs onto others.

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